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Frequent Questions & Answers

Please read on to find answers to some of the most common questions that come to the mind of site users. It is highly recommended that you go through this section in detail before filling the online payday loan request form.

What does payday loan mean?

A payday loan is a stop gap loan that you get from online lenders. It is an unsecured personal loan that does not ask for any collateral as security. Generally, the payday loan amount ranges from anywhere between $ 100 and $ 5000. It has got its name because the borrower has to get a loan after receiving his next paycheck.

The date on which the lender and borrower agree is usually the repayment date of the loan. Payday loans can be obtained within a day and getting a loan is also very easy. It has become very popular over the years and is the most sought after type of loan by people in dire need of some emergency cash.

How can I get payday loan through your website?

This website is a loan facility only and we are not a direct lender. We will try to help you establish a relationship with professional payday loan lenders through our site. To get a loan, you should fill the online form. This form will be sent by us to the lenders. They will monitor your information and decide whether you are eligible for the loan or not. Using our service, your loan request form will arrive in the hands of lenders within minutes. You can save a lot of time when you use our service.

Is there any amount collected by you for this service?

This website is completely free to use and we do not charge a penny from our users in the form of membership fees or any other fees.

What are the necessary requirements to be eligible for a loan?

If you meet the basic requirements of the United States, you can claim your loan amount. If you are looking at the basic requirements required to avail a payday loan, please see the section How it works. No special credit score or rating is required to avail this loan. One thing you need to keep in mind is that personal lenders will follow their own personal standards for lending.

Can I apply for a second time if my first loan request was turned down?

If your entire loan request is rejected, you can always submit a new payday loan request form. It is advised that you ask the lender why your loan request was denied in the first place. This will help you to fix the mistakes you have made in the first payday loan request form and do not make the same errors around the second time.

Can I apply for payday loan even with a bad credit score?

When you apply for a payday loan your bad credit score will not be a hindrance. You can submit your payday loan request form even if you have a very bad credit score or rating. One thing that you should consider is whether or not you will be able to pay the full amount borrowed before filling the loan request form. If you are not in a position to repay it, you should never take a loan.

Is credit report a must?

There is no need for you to submit a credit report with your loan request form. You only need to submit it when the lender asks for it. Not all lenders will run credit score checks on every application.

What is the maximum loan I can request for?

The maximum amount you can borrow as a payday loan is $ 1000. You have the option to request for any amount between $ 100 and $ 5000. The amount you will have to pay to close the loan will be more than the amount you charge as interest and service charges will also be added to the principal amount.

How quickly will I get the payday loans?

The online payment loan request form that you submit will be processed as soon as possible. It will take a maximum of 3 to 5 minutes for a lender to review your application. Once the lender approves your form for the loan, you will get the loan amount credited to your account within one business day. Transfer of funds will take place only when there are weekends or bank holidays.

How much will I have to repay?

The repayment amount of a payday loan will depend on the amount you borrow, its interest rate and service charges levied. This will vary from lender to lender. All the details of repayment will be clearly mentioned in the loan agreement that you will get.

What if I want to cancel the payday loan approved in my name?

If your loan request is approved, you will receive a loan agreement from the lender. If you are not satisfied with the terms and conditions mentioned in the contract, you can reject the loan offer. If you sign the contract, you are eligible to repay the loan.

How many payday loans can I get through you?

You are only eligible to submit one online payday loan application at a time. After this, you have the option to submit as many loan requests as you want. But, make sure that you get the loan only if you need cash immediately. If you do not pay the loan, you can sue.

What can I use the loans for?

The lender will not ask you for what purpose you need the loan and hence you can use it for anything. You should spend the loan amount wisely.

Can I not repay the loan?

Once you sign the loan contract, you are entitled to repay the loan with interest and service charges. You can request a loan extension from your lender according to the contract.

Is your site safe?

We use the latest and most advanced encryption protocols and security tools to ensure that your personal information is completely protected. Here you can get more information about payday loan security. No third party other than the lender can access your personal details. When you use our website you can be assured of 100% privacy and security. It is also malware protected.

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